About Us

Welcome to Western Circle Ltd trading as Pera Loans, a reliable and responsible direct lender in the UK.

We are an FCA-regulated lender offering short term loans to UK based customers. We try our very best to to make sure that a Pera loan is right for you before lending to you.

An Honest Lender – Here For You

Pera Loans Customer Service

The Pera Loan customer service team is dedicated to caring for your every need. We work hard and tirelessly to make the application and repayment process as easy and stress free as possible. If you have any problems repaying your loan, we will happily help you to come to a resolution! We are here for you!

Our devoted team can be contacted easily by phone on 02033971744 or 07778775988, or by text to 07778775988. You can also email us at info@peraloans.co.uk with any questions or queries that you have.

Responsible Lending

Our payday loans are designed to help you over until you are financially stable again. If you find yourself relying on our loans every single month, you may need to assess your finances to ensure that you are coping with all your credit commitments. If you are having money problems, you can receive free debt advice and debt help from Stepchange Debt Charity. Their number is 0800 138 1111.

Innovation and Advanced Technology

As a part of the Western Circle Group, we take pride in the high level of technology that we use. Our unique advanced underwriting systems have carefully been developed to help us provide the best loans for you. Our affordability matrix also helps us to try and see if our products will really help our customers. Still, our personal touch is our defining feature and we encourage an open communication with our Pera Loan customers.

The Pera Loan application only takes a few minutes to fill out. We always try to fund your loan same day for no extra fee. If you need any help with your application, feel free to contact us on 02033971744 or 07778775988

As always, if you have any questions or queries with regards to our loans, you can contact us on 02033971744 or 07778775988.